:root{--navy:#0b2f55;--blue:#1769b5;--sky:#e8f1fa;--sun:#eec825;--ink:#1d2a38;--mut:#5b6b7c;--line:#d9e2ec}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font:16px/1.65 "Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.top{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:68px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand img{width:65px;height:50px}
.brand b{display:block;font-size:19px;line-height:1.15}
.brand small{display:block;font-size:12px;color:var(--mut);letter-spacing:.04em}
.menu{display:flex;gap:4px;flex-wrap:wrap}
.menu a{padding:8px 11px;border-radius:6px;color:var(--ink);text-decoration:none;font-size:15px}
.menu a:hover{background:var(--sky);color:var(--blue)}
.hero{position:relative;color:#fff;background:#0b2f55 url(img/banner-1140x380.jpg) center/cover no-repeat}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,32,60,.88) 0,rgba(7,32,60,.55) 55%,rgba(7,32,60,.15) 100%)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center;padding-top:72px;padding-bottom:110px}
.hero h1{margin:0 0 14px;font-size:44px;line-height:1.12}
.hero p{margin:0;font-size:19px;max-width:560px;color:#e3edf7}
.hero .tag{display:inline-block;margin-bottom:16px;padding:4px 12px;border-radius:20px;background:var(--sun);color:#3a2a00;font-size:13px;font-weight:600;letter-spacing:.04em;text-transform:uppercase}
.alarm{background:rgba(255,255,255,.96);color:var(--ink);border-radius:10px;border-top:5px solid var(--sun);padding:22px 24px;box-shadow:0 18px 40px rgba(0,0,0,.3)}
.alarm h2{margin:0 0 8px;font-size:18px;color:var(--navy)}
.alarm .ph{display:block;font-size:26px;font-weight:700;text-decoration:none;color:var(--blue);line-height:1.25}
.alarm .lab{font-size:13px;color:var(--mut);margin:10px 0 0}
.stats{position:relative;margin-top:-62px;z-index:2}
.stats .wrap{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.st{background:#fff;border:1px solid var(--line);border-bottom:4px solid var(--blue);border-radius:8px;padding:16px 14px;text-align:center;box-shadow:0 8px 22px rgba(11,47,85,.1)}
.st b{display:block;font-size:34px;line-height:1.1;color:var(--navy)}
.st span{display:block;font-size:14px;line-height:1.35;color:var(--mut)}
section{padding:64px 0}
section.alt{background:var(--sky)}
h2.t{line-height:1.25;margin:0 0 8px;font-size:30px;color:var(--navy)}
.lead{color:var(--mut);margin:0 0 28px;max-width:720px}
.two{align-items:start;display:grid;grid-template-columns:1.2fr 1fr;gap:40px}
.terr{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 0;padding:0;list-style:none}
.terr li{background:#fff;border:1px solid var(--line);border-radius:20px;padding:3px 12px;font-size:14px}
.box{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px 24px}
.box h3{margin:0 0 10px;color:var(--navy);font-size:19px}
.box ul{margin:0;padding-left:20px}
.band{position:relative;color:#fff;background:#0b2f55 center/cover no-repeat;padding:80px 0;text-align:center}
.band:before{content:"";position:absolute;inset:0;background:rgba(7,32,60,.62)}
.band .wrap{position:relative}
.band p{margin:0 auto;max-width:760px;font-size:24px;line-height:1.4;font-weight:600}
.band small{display:block;margin-top:12px;font-size:15px;color:#d7e4f2;font-weight:400}
.tl{position:relative;margin:0;padding:0 0 0 30px;list-style:none;border-left:3px solid var(--blue)}
.tl li{position:relative;margin:0 0 26px;padding-left:6px}
.tl li:before{content:"";position:absolute;left:-40px;top:6px;width:15px;height:15px;border-radius:50%;background:var(--sun);border:3px solid var(--blue)}
.tl b{display:block;font-size:22px;color:var(--blue);line-height:1.2}
.tl p{margin:4px 0 0}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.cards .box dl{margin:0}
.cards dt{font-weight:600;margin-top:10px}
.cards dd{margin:0;color:var(--ink)}
.req{display:grid;grid-template-columns:200px 1fr;gap:8px 20px;margin:0}
.req dt{color:var(--mut)}
.req dd{margin:0}
.cont-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
details{margin-top:22px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 20px}
summary{cursor:pointer;font-weight:600;color:var(--navy)}
details p{margin:12px 0 0;font-size:15px}
.faq details{margin:0 0 10px;padding:12px 18px}
.faq details[open]{border-color:var(--blue)}
.faq p{margin:10px 0 0}
.mut{color:var(--mut);font-size:15px}
.f{background:var(--navy);color:#c9d9ea;padding:30px 0;font-size:14px}
.f .wrap{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.f a{color:#fff}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;padding-top:48px;padding-bottom:96px}.hero h1{font-size:34px}.stats .wrap{grid-template-columns:repeat(3,1fr)}.two,.cards,.cont-grid{grid-template-columns:1fr}.menu a{padding:6px 8px;font-size:14px}.top .wrap{padding-top:8px;padding-bottom:8px;flex-wrap:wrap}}
@media(max-width:560px){.st:last-child{grid-column:1/-1}.stats .wrap{grid-template-columns:repeat(2,1fr)}.st b{font-size:28px}.req{grid-template-columns:1fr;gap:0}.req dd{margin-bottom:10px}.alarm .ph{font-size:22px}.band p{font-size:20px}h2.t{font-size:26px}.hero h1{font-size:30px}section{padding:44px 0}}